Who's to blame?
wrong question (if I answered it would hurt your feelings)
What can we do?
I think it is the right time to reset The American Dream.
The definition of The American Dream has changed. It was "life, liberty and the pursuit of happiness". It is now lust, license and the pleasures of huge debt.
In the next 5 posts, I'll give you some things to think about and 10 ideas to adjust our standard of living.